Health Insurance

New laws and a barrage of misinformation have recently shrouded health insurance in mystery. Fortunately for individuals in the St. Louis area, Crestwood Insurance Agency has the expertise and understanding to debunk the myths, cut through the red tape, and help you and your family get the health coverage you need.

Demystifying Health Insurance

When searching for the best insurance options, it pays to turn to an established local agency. Our staff is happy to help you understand the legal requirements for health insurance and also to assist you in finding the best value for your money.

Your Healthcare Options

One of the biggest recent changes in health insurance options is an increase in available government-sponsored health insurance. Your agent can help you discover whether you qualify for any of these programs and also assist you in purchasing supplemental health insurance to make certain you have the coverage you need. Government-sponsored healthcare programs include

Medicaid for low-income individuals and families
Medicare for elderly and disabled individuals
State Children’s Health Insurance Program (SCHIP) for low-income families not qualifying for Medicaid
Military healthcare programs and services provided by the Department of Veterans Affairs
State-specific income-based plans
Indian Health Service (IHS) for eligible American Indians

Supplemental healthcare coverage and private plans help to cover many of our customers. You can choose from indemnity health insurance, also known as fee-for-service coverage, or managed care options such as HMOs, PPOs and point-of-service policies. To learn more about these options or review your current healthcare coverage, call or email us today.

The Local Advantage

As you shop for the best available health coverage for yourself and your family, assistance from a local, independent insurance agency like Crestwood can simplify the process. We have experienced agents licensed in Missouri, Illinois, Kansas and Texas. Their understanding of local laws will help to inform your healthcare decisions. Additionally, our relationship with a wide variety of insurance carriers helps keep premium costs low. We’ll do the research for you and look for plans that provide the best discounts for your personal situation.

Health insurance may seem confusing, but Crestwood Insurance Agency can help you find the ideal policy. Contact us today to learn more.