The right life insurance policy is important for everyone, but there is no one-size-fits-all life insurance. The experienced agents at Crestwood Insurance Agency understand that each person has different insurance needs. College students and single professionals may only need a policy to cover final expenses. Homeowners, primary wage earners and parents, on the other hand, need life insurance policies that will provide for their families in the event of an untimely death.

Choosing a Life Insurance Policy

Crestwood Insurance Agency has been providing life insurance to customers in the St. Louis area for more than 25 years. During this time, we’ve worked with clients in many different walks and stages of life. Many of our long-time clients have life insurance policies that we have adapted as their circumstances have changed. Our agents take the time to help new clients discern which life insurance policy best suits their current situation, and we also schedule regular reviews of customers’ existing policies in order to make certain that those we serve always have the coverage they need.

Learning about Coverage Options

Life insurance can be much more than a way to pay final expenses at the time of death. Certain types of insurance build cash value over time. Some flexible policies perform well as investments. Your agent can help you understand the various coverage options including

• Term life insurance
• Whole life insurance
• Universal life insurance

Updating Your Policy

Crestwood Insurance Agency recommends reviewing all your insurance policies on a regular basis. Life insurance coverage should be reviewed any time you have a significant life change including

• A change in marital status
• Adding a member to your family
• A new job
• Starting or growing your own business
• A change in your personal health and wellness
• Purchasing a new home
• Refinancing your home
• Receiving an inheritance
• Beginning to care for an elderly relative

Since these and other life changes affect the financial situation of you and your family, they may also change your life insurance requirements. With the help of an established, local insurance company, you can easily make sure your coverage continues to keep your family secure regardless of the changes life brings.

To learn more about life insurance that meets your needs, contact Crestwood Insurance Agency right away. We’ll help you understand the various policy options and actively research to find the most affordable options for you and your family.

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